eGifter

eGifter

eGifter offers another clever option to look for discounts on gift cards. They have options for individuals or businesses. You can buy one or in bulk and save varying amounts. Accumulate points toward free gifts and pay with a variety of options including e-currencies.

Gift cards can be sent by email, text, hand deliver, or mail. You can even print them at home. Group purchases and corporate options also available.

We don’t have any affiliation nor do we earn a commission from eGifter. This is simply information provided to try and help you preserve your hard-earned money.


Can you claim a Tax Education Credit?

Can you claim a Tax Education Credit?

The IRS has a 10 minute quiz to help determine whether you may be able to claim a Tax Education Credit. This will help you determine if you’re eligible for certain educational credits or deductions including the American Opportunity Credit, the Lifetime Learning Credit, and the Tuition and Fees Deduction.

Be prepared with the following because you’ll have to start over after 15 minutes of inactivity.

  • Filing status.
  • Student’s enrollment status.
  • Your adjusted gross income.
  • Who paid the expenses, when the expenses were paid, and for what academic period. 
  • If any expenses were paid with tax-exempt funds.
  • If any expenses were paid with distributions from a Coverdell Education Savings Account or Qualified Tuition Program.

The tool is designed for taxpayers that were U.S. citizens or resident aliens for the entire tax year for which they’re inquiring. If married, the spouse must also have been a U.S. citizen or resident alien for the entire tax year. For information regarding nonresidents or dual-status aliens, please see International Taxpayers.

Remember…its not how much you earn but rather how much you keep. Learn about other ways to reduce the cost of tuition and college related costs.

Tuition Free Schools

Tuition Free Schools

Free tuition does exist and may become more popular in the future. Of course these are few and far between and come with qualifications. The catch is that “free” doesn’t equate to covering all educational expenses. But it’s worth the look if you’re in the hunt. The link below explains more. 

If you have comments, experience, or feedback related to this topic please login and contribute below.

Federal Student Loans relief extended to 12/31/20

Federal Student Loans relief extended to 12/31/20

On March 20, 2020, the Secretary of Education directed the office of Federal Student Aid to provide the following relief on U.S. Department of Education held federal student loans:

  • suspend loan payments
  • stop collections on defaulted loans
  • set interest rates to 0% for a period of 60 days

On March 27, 2020, Congress passed, and the president signed into law, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), which provides for the above relief measures through Sept. 30, 2020. Then on Aug. 8, 2020, President Trump directed the Secretary to continue to suspend loan payments, stop collections, and waive interest on U.S. Department of Education-held student loans until Dec. 31, 2020.

Section 301 Tariff Update

Section 301 Tariff Update

Extension on Certain Exclusions until 12/31/20 for List 3 and List 4

In terms of LIST 3, on September 10, 2020, three importers filed a complaint at the U.S. Court of International Trade (CIT), HMTX Industries LLC et al. v. United States, which challenges the procedural steps and authority of the U.S. Trade Representative (USTR) to assess Section 301 duties against so-called “List 3” imports of a wide range of products from China.

If the plaintiffs win, this could eliminate List 3 duties and result in refunds to the plaintiffs. Importers may also have an opportunity to get refunds and halt future duties. However, given the jurisdictional basis for this lawsuit, importers that wish to pursue a similar legal action need to file suit by September 21, 2020 in order to preserve their right to possible relief. Learn more about this lawsuit at the website of Faegre Drinker.