Deadline 10/14/20: Did you buy or own a GE Microwave?

Deadline 10/14/20: Did you buy or own a GE Microwave?

You may be entitled to benefits if you purchased or owned a GE Profile or GE Monogram Brand Microwave Oven. The court approved a Settlemen on July 27, 2020 and it appears to be too late to exclude yourself from a claim but you still could get a benefit as part of the class action settlement.

Models covered are JEB1090, JEB1095, ZMC1090, or ZMC1095 manufactured between 1995 and 2007. Filling out a claim form can be done within a few minutes. Click the links below to review the case and begin the process. You can contact the Settlement Administrator at info@GraysonSettlement.com or 1-855-913-0602 (Toll-Free).

ATTN: Contact Lens Buyers – must act by 12/4/20

ATTN: Contact Lens Buyers – must act by 12/4/20

Did you purchase contact lenses online from 2004 through 2019?

You have until December 4, 2020 to complete a Claim Form to be considered to receive a payment from the Settlements in Thompson v. 1 800 Contacts, Inc., Vision Direct, Inc., Walgreens Boots Alliance, Inc., Walgreen Co., Arlington Contact Lens Service, Inc., National Vision, Inc., Luxottica of America, Inc. (f/k/a Luxottica Retail North America, Inc.), No. 2:16-cv-01183 (D. Utah).

A snapshot of the companies involved and timeframes are shown below. We understand there is approximately $40,000,000 of potential settlement of which some is likely to go to third parties, legal fees, plaintiffs, and elsewhere.

For 1-800-CONTACTS buyers, it’s simple to get your order history on 1-800-CONTACTS website. Login to your account and find ‘Order History’. Add the total of online contact lens purchases within the applicable date range.

There may be more than one way to file a claim but one 3rd party administrator handling this suit is shown below and they have a simple form with more information about the process.

We are not providing legal advice nor will we help complete the form. This is information for you to act on if you feel you may be entitled to a claim. Do your own due diligence before filing a claim. We are here to share ways for consumers to get their money back and make the wrong…right. Filing a claim can remove other rights you may want to pursue. Click on the links above as a couple options to learn more about the case.

You also may contact the Settlement Administrator at 1-888-506-0436 or the following address:

Thompson v. 1-800 Contacts, Inc.
c/o CPT Group, Inc.
50 Corporate Park
Irvine, CA 92606

Six Sigma & Lean Manufacturing

Six Sigma & Lean Manufacturing

Six-Sigma-Material.com is a popular source for free content. The site focuses on the the methodolgies and tools used within SIx Sigma and Lean Manufacturing.

The site focuses ont the DMAIC path. It covers the most commonly used tools from start to finish. Each topic (such as MSA, ANOVA, Normality Assumption, p-value, DOE, etc) has simple explanations, examples, and practice certification problems. They’re offering a 1 week free trial to access and free and paid content. Per the website, a subscription includes the following.

  • Access to all pages within the site. Thousands of pages of material, examples, practice problems, and more added monthly. Your secret source to success.
  • We’ll offer to help you (within reason) on particular topics, just send an email.
  • Special offers from Six-Sigma-Material or affiliates as available.
  • Free downloads throughout the site that are not available to the public.
  • “Refer a Friend” discount (scroll down to learn more).
  • Group membership discounts
  • Cancel anytime

They also have templates, tables, and calculators to help Green Belts and Blacks Belts execute their projects.

Can you claim a Tax Education Credit?

Can you claim a Tax Education Credit?

The IRS has a 10 minute quiz to help determine whether you may be able to claim a Tax Education Credit. This will help you determine if you’re eligible for certain educational credits or deductions including the American Opportunity Credit, the Lifetime Learning Credit, and the Tuition and Fees Deduction.

Be prepared with the following because you’ll have to start over after 15 minutes of inactivity.

  • Filing status.
  • Student’s enrollment status.
  • Your adjusted gross income.
  • Who paid the expenses, when the expenses were paid, and for what academic period. 
  • If any expenses were paid with tax-exempt funds.
  • If any expenses were paid with distributions from a Coverdell Education Savings Account or Qualified Tuition Program.

The tool is designed for taxpayers that were U.S. citizens or resident aliens for the entire tax year for which they’re inquiring. If married, the spouse must also have been a U.S. citizen or resident alien for the entire tax year. For information regarding nonresidents or dual-status aliens, please see International Taxpayers.

Remember…its not how much you earn but rather how much you keep. Learn about other ways to reduce the cost of tuition and college related costs.

Major US airlines drop Change Fees

Major US airlines drop Change Fees

Change Fees account for a respectable amount of income for the airlines. However these benefits seem to outweigh the more dire need to enticing passenger bookings. This large source of revenue has already been curtailed by American Airlines, United Airlines, Delta Airlines, and Southwest Airlines. Alaska Airlines joined the group today and is permanently dropping change fees effective immediately.

This move is centered at improving passenger traffic and flexibility as airlines struggle to move forward during the pandemic. A Change Fee typically ranges from $125 to $200 and provides over $1 billion dollars/yr in revenue to these airlines. The hope is to sacrifice a small amount a revenue relative to the potential gain by luring back consumers to fly.

There are specific terms and conditions as to how this change applies to international flights, reward programs, and types of tickets. You may have to buy a refundable ticket for this to apply. The link below has a table which summarizes the airlines policies but make sure to review your airlines policy regulary as they seem to be change frequently.

Reporting Phone Fraud

Reporting Phone Fraud

There are various types of phone fraud from cramming, scamming, and spoofing. One of the most annoying, and seem to be growing, are robocalls. One way to quickly help mitigate the problem is sign up on the FTC’s National Do Not Call Registry.

  • Go to the FTC Do Not Call Registry site
  • Go to “Register Your Phone”
  • Add your phone number and an email address to confirm the change
  • Go to your email and confirm the change using the link provided (you have 72 hours to confirm)
  • You should be directed web page that confirms your change

If you have added your name to the FTC’s Do Not Call Registry and believe your still being contacted by companies that you have not given permission there are a couple options you can pursue:

  • Report violations by visiting donotcall.gov or call 1-888-382-1222. Prepare information such as the name and number of the caller, date, time of the call, and what the call was about.
  • Visit ftc.gov or call 1-877-FTC-HELP. 
Tuition Free Schools

Tuition Free Schools

Free tuition does exist and may become more popular in the future. Of course these are few and far between and come with qualifications. The catch is that “free” doesn’t equate to covering all educational expenses. But it’s worth the look if you’re in the hunt. The link below explains more. 

If you have comments, experience, or feedback related to this topic please login and respond below.

SiriusXM®

SiriusXM®

Reoccurring Subscriptions

Reoccurring subscriptions can be sneaky ways for companies to continue siphoning your money when you no longer need the service. You most likely signed up for it but in reality you no longer use the subscription or you can get by with a lower level package.

These types of subscriptions are popular since people often forget to cancel before the next charge. Then it becomes a battle to get a refund. Or it’s too much of a hassle and cancelling gets put off yet again…then another charge occurs until your boiling point is reached.

Threaten to cancel

SiriusXM® usually offers attractive retention options for longer term loyal customers that are looking to cancel. Of course they don’t make cancelling easy. You need to speak to someone via the Chat Room (after you login) or over the phone…both of which can have lengthy wait times. If you want to reduce your monthly fees and still hang on to some or all of the features that SiriusXM® has to offer, contact them and request to cancel and see what they offer you. Just be prepared to cancel with no offer as the worst case scenario but this isn’t likely.

Temporary Hold

SiriusXM® also has an option that allows you to suspend your account and save some money. This link contains the following bullet points

  •  You can temporarily suspend your subscription one time in any calendar year for a duration of up to six months.
  • A suspended subscription will be automatically reactivated on either the date requested or the six-month anniversary of the suspension request; whichever date is earlier. If you requested a service suspension while in a promotional period, this suspension will not change the end date of your promotional period.
  • Suspensions cannot be done online. You will need to call 1 (866) 635-5027.
DNA Testing

DNA Testing

Many of the DNA testing companies are offering discounts due to the growing popularity and competition. Visit our new section regarding DNA testing to review the topic and options. Get the most our of your money and determine which type of test best suits your goals.

23andMe® has a calculator to help determine if you can use FSA/HSA funds to reimburse the cost of their test. They claim up to $117 may be reimbursible when purchasing thier Health + Ancestry option.

We do not have an affiliation with 23andMe® nor do we receive any commissions.

FLORIDIANS:  High potential $ reward – low effort.

FLORIDIANS: High potential $ reward – low effort.

UNCLAIMED PROPERTY

There’s a 1 in 5 chance you have Unclaimed Property according to the Florida Dept. of Financial Services website, The state paid out $323,000,000 last year. It takes just a few minutes to search for yourself, a friend, or family member. This is too easy to not at least try. It’s free and legitimate.

The process is typically fairly simple to do yourself or with the help of a family member or friend. You can also call Claims Customer Support: (888) 258-2253 or (850) 413-5555 or Email: FloridaUnclaimedProperty@MyFloridaCFO.com


CLASS ACTION LAWSUIT: Allstate Insurancedeadline November 13th, 2020

There are hundreds of class-action lawsuits open and settled on an ongoing basis. Listed here are a couple for Florida past and present residents. Within the process there are deadlines for various actions or you could miss out on a potential claim and benefit. Submitting a claim is usually fairly simple. In some cases you need evidence but not in all. Usually the evidence can help validate or increase the value of your claim.

For this case, you may be entitled to benefits from a class action Settlement if you submitted claims for payment of bills for medical services under PIP coverage under a Florida automobile vehicle insurance policy issued by one of the following insurance companies: Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate Fire and Casualty Insurance Company, Encompass Indemnity Company, Encompass Floridian Insurance Company, and Encompass Floridian Indemnity Company.

Conduct your own due diligence. It appears to be too late to opt out but you can still file a claim until November 13, 2020.


CLASS ACTION LAWSUIT: Amica Mutual Insurancedeadline December 4th, 2020

You may have a claim for approximately $80 if you were insured under any Florida automobile insurance policy issued by AMICA. A policy covering a vehicle with auto physical damage coverage for comprehensive or collision loss, and submitted a physical damage claim where your vehicle was declared a total loss on or after July 2, 2014.

Call 1-844-336-0335 toll free for more information and assistance. Conduct your own due diligence. The deadline for a claim is December 4th, 2020.

ATTN: Shelby Twp, MI past and current residents

ATTN: Shelby Twp, MI past and current residents

There has been a Class Action settlement of $6,000,000 related to over charging on water and sewer services from January 1, 2013 – June 30, 2020. This applies to past and current residents and possibly any properties with payments within the applicable timeframe.

You must file a claim on or before November 16, 2020. More information is available at http://shelbysettlement.com. In the upper right corner of that page you can file a claim electronically along with other options outside of the website.

Call 1-866-810-5577 toll free for more information.

List of Active Class Action Lawsuits

ClassAction.org claims to maintain a current list of open lawsuits and investigations. The goal of this section is to provide consumers with a comprehensive resource on class action and mass tort lawsuits. Attorneys are either actively filing these cases or investigating to determine whether lawsuits can be filed. The list is updated frequently, so check back soon for updates.

They also have a page dedicated to featured settlements to which there may be a possibility for you to file claim, click here.

RefundMyFees.com does not have an affiliation with ClassAction.org nor do we receive a commission. We’re simply sharing information to help people get their hard-earned money back.

Federal Student Loans relief extended to 12/31/20

Federal Student Loans relief extended to 12/31/20

On March 20, 2020, the Secretary of Education directed the office of Federal Student Aid to provide the following relief on U.S. Department of Education held federal student loans:

  • suspend loan payments
  • stop collections on defaulted loans
  • set interest rates to 0% for a period of 60 days

On March 27, 2020, Congress passed, and the president signed into law, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), which provides for the above relief measures through Sept. 30, 2020. Then on Aug. 8, 2020, President Trump directed the Secretary to continue to suspend loan payments, stop collections, and waive interest on U.S. Department of Education-held student loans until Dec. 31, 2020.

Section 301 Tariff Update

Section 301 Tariff Update

Extension on Certain Exclusions until 12/31/20 for List 3 and List 4

In terms of LIST 3, on September 10, 2020, three importers filed a complaint at the U.S. Court of International Trade (CIT), HMTX Industries LLC et al. v. United States, which challenges the procedural steps and authority of the U.S. Trade Representative (USTR) to assess Section 301 duties against so-called “List 3” imports of a wide range of products from China.

If the plaintiffs win, this could eliminate List 3 duties and result in refunds to the plaintiffs. Importers may also have an opportunity to get refunds and halt future duties. However, given the jurisdictional basis for this lawsuit, importers that wish to pursue a similar legal action need to file suit by September 21, 2020 in order to preserve their right to possible relief. Learn more about this lawsuit at the website of Faegre Drinker.