There are a number of financial assistance measures released by the U.S government to help businesses and individuals. Shown below are a few links to U.S. government sources that could assist you or your business.
There may be more sites and some links could change due to the fluidity of the situation. This page strives to simplify all the options by making the most relevant links available in one spot.
Small Business Relief
Small businesses, nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or independent contractors, are eligible if they also meet program size standards.
The link below explains other options for assistance with expenses such as rents, home and auto loans, student loans, cable, cell phones, and more. Contacting many of these companies is challenging at this time due to the volume of requests. In some cases you may be able to complete and submit a form online.
One recommendation is to contact the companies to which you have obligations and discuss potential arrangements. Some protection measures may already exist for you.
For Businesses and those that are self-employed there are two new tax credits available referred to as the Credit for Sick and Family Leave and the Employee Retention Credit. Learn more about them and others at the links below.
Financial Relief Options
Coronavirus Tax Relief
The deadlines to file and pay federal income taxes was extended to July 15, 2020. It’s likely some states and local jurisdictions will follow similar extensions. Visit the links below regarding the federal relief program.
COVID-19 Relief for Vets
The U.S. Department of Veterans Affairs Helpful has a comprehensive website that covers a variety of topics, a location search tool, on-line appointment option, and much more.
There may be assistance to pay for utilities such as natural gas, electricity, and water. Contact your utility providers to discuss options to defer, reduce, or to make other arrangements.
A link to the Federal Low Income Home Energy Assistance Program is shown below.
Unemployment benefit questions and cases are handled by the states. Contact you state’s government website to learn more. The federal government is permitting states to have more flexibility on the program policies related to COVID-19.
The link below is sponsored by the the U.S. Department of Labor, Employment and Training Administration. You’ll find regular updates as well as an option to be directed to your state’s program. With information changing rapidly, many state websites are constantly being updated and may not reflect the most current information.
The link below directs to a U.S. government site to address questions regarding Social Security payments related to the Coronavirus which includes simple answers and options to inquire further if you need additional support.
Upon clicking the link below you will see a series of questions in a box. Click within a box to reveal the response.
Unfortunately there are predators creating scams to take advantage of the crisis from investments, charities, phishing and other methods to get your money or personal information. A couple visual tools to help protect yourself before providing information on-line or pursuing an option based on a website. Both of these should be present to ensure you are on a U.S. government site.
- U.S. government website addresses often end in .gov or .mil
- A secure site begins in https: as opposed to a non-secure site starting with http:
See the example below that shows the lock and ending of the website address in .gov
Scammers are rampant trying to exploit the fears and vulnerbalities of others. Scams come in the form of emails, phishing, telemarketing, robocalls, charities, donations, work-at-home schemes, price-gouging, those offering remedies, and likely many more. Sometimes the pressures are tied to a time limit so you have only a limited time to take advantage of an offer. Exercise caution and do your research before providing money and personal information to anyone. The Federal Trade Commission (FTC) is an excellent resource for more information and filing a complaint.
John Hopkins University has a live dashboard tracking the Coronavirus outbreak. The link below directs you to their website with more maps, figures, and information.
Many utility providers have an energy efficiency program offering incentives and/or rebates to recycle or upgrade appliances. These funds are sometimes limited and issued on a first come first serve basis. Rebates can apply to electric and/or gas devices. Make sure to...
UNCLAIMED PROPERTY There's a good chance you, a family member, or friend have 'Unclaimed Property' in Ohio. This process to check is simple and takes just a couple minutes, There are millions of dollars the state is trying to help find a rightful owner but it starts...
Amazon has an A-to-Z Guarantee to help resolve problems with purchases. Eligibility requirements are found here. One of Amazon's competitive advantage is their reputation to make things right and protect the consumer. Follow the six steps below to begin the process....
There are some critical dates to be aware of to avoid losing information unexpectedly. However if you decide to cancel, keep in mind the default is for storage plans to automatically renew at the end of the subscription term. Any charges beyond your available credit...
Six-Sigma-Material.com is a popular source for free content. The site focuses on the the methodologies and tools used within Six Sigma and Lean Manufacturing. The site focuses on the DMAIC path. It covers the most commonly used tools from start to finish. Each topic...
Job Interview Preparation
Like most things in life, you get out of it what you put into it. Preparation is key to put your best foot forward during a job interview. Practice, repetition, presentation, body language, choice of words, and confidence. Learn more.