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By accessing this site you agree that provides this website as a service.

While the information contained within this site is periodically updated, no guarantee is given that the information, templates, examples, and calculators provided in this website are correct, complete, and/or up-to-date. We do not warrant the correctness of its contents. The risk from using it lies entirely with the user. provides material for information only. This site does not provide legal or financial advice. While using this site, you agree to have read and accepted our terms of use and privacy policy. We do not promote or endorse any of the companies referenced within this website. We do receive affiliate commissions and advertising incomes from some of the companies found within this site but we do not attempt to persuade users of this site to engage with any company over another. We also have affiliate programs with Google Adsense and Amazon. is not legally liable for any damage or mishaps resulting from your use or misuse of the information contained on this site, products, or through the links provided. products and services are provided without warranty of any kind.

  • There are no guarantees that use of the site will not be subject to interruptions.
  • All direct or indirect risk related to use of the site is borne entirely by the user.
  • All products and services are provided without warranties to performance, fitness, merchantability, and/or any other warranty (whether expressed or implied) contains links to other sites. is not responsible for any content that appears on these linked sites. 

All product and company names are trademarks or registered trademarks of their respective holders. contains a directory of contact information that enables consumers to find contact information for filing a complaint. We do our best to keep these information up to date but they are subject to change without notice. contains a commenting for users to express their issue, provide advice, ask questions. The comments are moderated but not verified for accuracy. We are not responsible for the content or accuracy within the comments. We do not warrant the correctness of comments.

Any web site may link to any of the pages on However, pages from may not be embedded in a frame from the referring site, without the written permission of

The purpose of this site is to provide information. If you discover that the site or its contents contains errors, please contact us at

Please use this information responsibly. We welcome your comments and feedback.

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