DNA Testing

The popularity of DNA testing is growing exponentially. It’s as simple as purchasing a kit, submitting a saliva or swab sample, and the results are usually ready within a couple months. Along with popularity (demand) comes more competitors (supply) to meet that consumer demand and not all competitors that offer DNA testing are equal. With as much interest in determining your heritage, traits, family history, and medical risk there are potential risks. 

Most DNA testing companies offer two options with the first being about half the cost of the the second. Prices shown are subject to change and may not reflect the latest prices or offers. Several options are listed below in no particular order.

1) DNA Analysis 

2) DNA + Health Analysis – some may include personal physician oversight and this fee may or may not be included.

The IRS may also allow your FSA/HSA reimbursement of some of the test cost. You would need to confirm with DNA testing company you plan to use. If allowed, normally the FSA/HSA requires a copy of the purchase receipt and supporting documentation. Also consider contacting your insurance company to find out if genetic testing is covered.

Coupon Codes

Sales and coupon codes are commonly offered. Prices and options change frequently. In most cases, once a DNA report is generated the chance for a refund is minimal. So if you get conflicting results from one company compared to another, or you disagree with a report, you be challenged to get a refund. However, with more and more players in this niche, companies are more likely to accomodate customer requests. 

A recommended source for more comprehensive reviews and resources related to DNA testing can be found at DNA Weekly. They have several articles including an article that compares the popular three choices. We do not earn a commission from DNA Weekly. 


 23andMe offers a couple different packages:

1) Ancestry ($99) – includes breakdown of ancestory genetics, mtDNA report, Y-DNA report, Neanderthal Ancestry Report, a list of people with similar DNA which is useful to determine relatives. 

 2) Health + Ancestry ($199) – includes all the above + several reports related to health and lifestyle.

Ancestry.com DNA

The most popular in terms of use and this large database allows for more potential conclusions. 

1) Ancestry ($99 with $20 option for traits) – includes search your DNA for clues where your ancestors came from centuries ago. With their strength in numbres Ancestry.com can analyze a huge database of DNA samples from around the world to build a “reference panel” of DNA profiles based on those identifiers.

 2) Health + Ancestry ($149) – includes all the above + several reports pertaining to health and lifestyle.

They also offer genealogy and family tree building for various subscription rates. You can find coupon codes by searching the web or call their number at 1-800-401-3193.

Living DNA

They claim to have five times the detail of any other DNA test on the market for African ancestry and eight times more detail for the British Isles. They have four options:

1) Starter Kit ($49 + shipping) – DNA reports including your global ancestry report,
DNA matches and sample nutrition and fitness reports

2) Full Ancestry Kit ($69 + shipping) – offers advanced ancestry DNA reports, delivering an enriching view of your ancestry from 80,000 years ago until recent times.

3) Wellbeing Kit ($79 + shipping) – understand how different foods, vitamins and exercises work with your body. This doesn’t include ancestry reports.

4) Ancestry & Wellbeing Kit ($99 + shipping) – advanced ancestry reports and fitness and nutritional responses.

My Heritage DNA 

1) For $79 you’ll get a kit for an autosomal DNA test for genetic genealogy that discovers your relatives. The results also provides a percentage-based ethnicity breakdown, based on 42 ethnic regions around the world. You will discover where your ancestors came from and how much of your DNA originates from each region.

2) For $199 they will generate 36 comprehensive health reports from a simple cheek swab.

The site also offer subscriptions for geneology research and tracking of your family tree. There are usually coupon codes available as well.


Three options and each come with an online personal coach:

1) Health + Ancestry Report ($89) – DNA, diet report, supplement, fitness, and ancestry reports.

2) Premium Report ($109) – all the above + skin report and free report updates.

3) Vitality Bundle ($269) – skin report NOT included but all else is + peronalized supplements package.

You can get a refund on an unused kit with more details found here. The support team can be reached at support@vitagene.com.


This site offers a number of options, several price points and turnaround times, including those for pets. Click below to review. You can reach HomeDNA at customersupport@homedna.com or 1-800-281-2916.

CRI Genetics

CRI Genetics also offers a couple packages with a guarantee of an 8 week turnaround or your money back. This guarantee appears to be one of the only, if not the only, company to have a timing guarantee. The clock starts the day the lab receives your sample and provided your DNA passes quality analysis. 

1) Ancestry ($99) – dual biogeographical ancestry reports, detailed percentage breakdown of your heritage, ancestry timeline report, and an 8 week turnaround time guarantee.

 2) Health + Ancestry ($199) – all ancestry & health reports, personal genetic picture, health analysis, and an 8 week turnaround time guarantee.

Customer service can be reached at 1-800-571-9216 or emailing support@CRIGenetics.com.

Join The Discussion

Login and contribute to help yourself and others get their hard-earned money back and make the wrong.....right

Comments are moderated so they may not appear immediately. Do not post any personal information relating to yourself or anyone. 

Notify of
Inline Feedbacks
View all comments
MICHIGAN Residents – Get $$$ for your Appliances

MICHIGAN Residents – Get $$$ for your Appliances

Many utility providers have an energy efficiency program offering incentives and/or rebates to recycle or upgrade appliances. These funds are sometimes limited and issued on a first come first serve basis. Rebates can apply to electric and/or gas devices. Make sure to...

Getting a refund from Amazon

Getting a refund from Amazon

Amazon has an A-to-Z Guarantee to help resolve problems with purchases. Eligibility requirements are found here. One of Amazon's competitive advantage is their reputation to make things right and protect the consumer. Follow the six steps below to begin the process....

Unclaimed Property in Texas…and more

This is almost too good to be true....but it isn't. A simple search by a state you currently live in, or have in the past, could yield surprising results. You may be the rightful heir of unclaimed property and money, jewelry, safe contents, and much more. Search for...

In a financial pinch? Consider these ideas

If you're in a pinch and strapped for cash, the punch list below are ideas to earn and save money. Some are more obvious than others and some take more effort and involve more risks and long term implications. Be careful making a short term decision that could impact...

Requesting a refund from Apple

The process of requesting a refund from Apple starts by logging into your account at Apple.com. Go to the upper right and find the icon that looks like a bag, or go to Support, and sign-in. Or select 'Support' from the top navigation of menus, scroll down to 'Billing...

Avoid Excess Shipping Fees

Shipping and Handling fees may only be a few dollars per item/shipment but these can accumulate to a meaningful amount. Sometimes this can be a high percentage of the total costs and that tends to be when it grabs our attention. There are some ways to offset and/or...


Reoccurring Subscriptions Reoccurring subscriptions has become a very popular monetizing approach for companies to continue siphoning your money when you no longer need the service. Many of them are just a few bucks/mo. so they slip under your radar but these nickels...

Six Sigma & Lean Manufacturing

Six-Sigma-Material.com is a popular source for free content. The site focuses on the the methodologies and tools used within Six Sigma and Lean Manufacturing. The site focuses on the DMAIC path. It covers the most commonly used tools from start to finish. Each topic...

Facebook Marketplace extends waiver on Seller fees

As if the social media giant doesn't get enough of our time and eyes, they started a Marketplace a few years ago that was free to users for the most part. The simplicity and captive audience made it an instant hit for users. Craigslist, Ebay, Amazon, and most other...

Reporting Phone Fraud

Reporting Phone Fraud and violations related to the FTC”s National Do Not Call Registry.

Deadline 10/14/20: Did you buy or own a GE Microwave?

You may be entitled to benefits if you purchased or owned a GE Profile or GE Monogram Brand Microwave Oven. The court approved a Settlemen on July 27, 2020 and it appears to be too late to exclude yourself from a claim but you still could get a benefit as part of the...

ATTN: Contact Lens Buyers – must act by 12/4/20

Did you purchase contact lenses online from 2004 through 2019? You have until December 4, 2020 to complete a Claim Form to be considered to receive a payment from the Settlements in Thompson v. 1 800 Contacts, Inc., Vision Direct, Inc., Walgreens Boots Alliance,...

Can you claim a Tax Education Credit?

The IRS has a 10 minute quiz to help determine whether you may be able to claim a Tax Education Credit. This will help you determine if you're eligible for certain educational credits or deductions including the American Opportunity Credit, the Lifetime Learning...

Major US airlines drop Change Fees

Change Fees account for a respectable amount of income for the airlines. However these benefits seem to outweigh the more dire need to enticing passenger bookings. This large source of revenue has already been curtailed by American Airlines, United Airlines, Delta...

DNA Testing

National DNA Day – April 25, 2020

Are you a Seller on Ebay?

A small change in selling strategies can make a sizable difference in income…both good and bad.


Tax Exemptions

Effective Complaining